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Do you want to travel as a student without spending a lot of money or missing out on amazing experiences? I traveled to places in South America, Asia, Europe, and Australia when I was in college, and it wasn’t because I had a ton of money (I definitely did not). I found ways to travel… Do you want to travel as a student without spending a lot of money or missing out on amazing experiences? I traveled to places in South America, Asia, Europe, and Australia when I was in college, and it wasn’t because I had a ton of…

Right now, the U.S. national average interest rate on savings account balances is nowhere near enough to keep pace with inflation. The good news is you can do better with high-yield savings accounts. We’ve reviewed the best high-yield savings accounts on the market, exploring their rates, fees, and account perks. Best High-Yield Savings Accounts & Rates We evaluated dozens of online banks, traditional banks, and credit unions to find the best high-yield savings accounts available right now. All of these accounts yield multiple times the national savings account average. They can help build your emergency savings fund faster and fight…

Why steady habits matter more than hitting a savings target “Savings is a commitment, not an amount.” That line, from financial educator Todd Christensen, lands because it flips the usual script. Most of us were taught to think of saving as a number we should reach. In real life, saving is more often a decision we return to, again and again, even when the numbers are small. When saving becomes a commitment, it stops being a verdict on whether you are doing “well enough.” It becomes a habit you can keep. And habits are built on consistency, not on perfect…

In an aggressive move, Jack Dorsey, co-founder of Twitter (X) and Block (Square, Cash App), announced a mass layoff affecting about 4,000 employees out of Block’s roughly 10,000 employees. For a company that is still growing, albeit slowly, a ~40% cut is extraordinary. As the author of the #1 severance negotiation book, How To Engineer Your Layoff, I thought it would be helpful to review the severance package offered. But first, here’s Jack’s announcement on X. Block’s Mass Layoff Message From Jack Dorsey we’re making @blocks smaller today. here’s my note to the company. #### today we’re making one of the…

SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. JG Wentworth is a financial services company that negotiates on behalf of consumers to lower how much debt they owe to their creditors.In this review, I’m going to cover how JG Wentworth’s debt settlement process works, what pros and cons to consider and how to qualify.But first I want to be clear: Debt settlement is risky. There’s no guarantee of success, and it can seriously…

A “credit limit” is a financial term that everyone recognizes but few people fully understand. You see a number on your credit card statement, spend up to it and move on.   What that number actually represents — and how it’s calculated — is often misunderstood.  Is a credit limit monthly or yearly? Does it reset? And how do lenders decide where to set it in the first place?  Here’s how credit limits work.  What a Credit Limit Actually Is  A credit limit is the maximum amount a lender allows you to borrow on a revolving credit account, such as a credit card or line of credit. It’s not a…

Ramit Sethi of I Will Teach You To Be Rich talks to Chris and Heather, a couple aged 41 and 39 respectively, who, despite earning over $450,000 annually and boasting a $2.18 million net worth, feel like they’re living paycheck to paycheck. Heather, an accomplished healthcare professional, worries that despite their income, they aren’t organizing their finances effectively, leading to a feeling of scarcity. Chris, who works for the State of California, focuses on long-term retirement planning but avoids making crucial decisions, leading to “analysis paralysis.” Their differing views on spending – Heather’s desire for “rich life now” versus Chris’s…

Are you wondering what the best airport jobs are? There are many reasons you might want to work at an airport – maybe you’re looking for consistent income, you want flight benefits, or you love the airport and want to be there as much as possible. My dad worked at the airport for a long… Are you wondering what the best airport jobs are? There are many reasons you might want to work at an airport – maybe you’re looking for consistent income, you want flight benefits, or you love the airport and want to be there as much as…

Three listeners, three very different financial dilemmas, but all connected by the same underlying question: What do I do when life doesn’t follow the plan? In this Q&A, we tackle three high-stakes money decisions. A post-divorce real estate leap overseas. A retiree with a suddenly swollen portfolio. And an investor questioning whether smarter returns cost them legal protection. These aren’t textbook scenarios with clear-cut answers. They’re real situations where the right financial move depends as much on psychology, relationships, and life circumstances as it does on the numbers. Let’s dive in. Listener Questions in This Episode Anonymous asks: My brother-in-law…

Stories on the Nerdy Investor include: 🧠 Commentary on how new technologies, like artificial intelligence and cryptocurrency, are shaping the economy.🏦 Government and Federal Reserve policy forecasts, and what they mean for investors.📚 A “Term of the Month” section, giving readers an introduction to an advanced strategy or a new asset class.📊 A detailed breakdown of how to interpret economic data like CPI and jobs reports. 🗓️ Upcoming earnings dates and estimates for the highest-volume stocks.It’s written by NerdWallet lead investing writer and spokesperson Sam Taube, supported by the NerdWallet investing team. Together, they have decades of experience covering important…