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Growing up, my dad would grab a quick breakfast with us before vanishing into the workforce. He’d resurface after 6pm, visibly depleted. The highlight reel of my childhood memories: throwing a ball around the backyard, some genuinely fantastic family dinners out, and the times he watched me lose tennis matches and declare, “you’re just not good enough.” Ouch. There’s this eternal tug-of-war dads face between time and money. And I’ll make a controversial claim: dad guilt is actually worse than mom guilt. Stay-at-home moms don’t lie awake wondering if their kids are being neglected, because they’re right there, not neglecting them. Working moms, however,…

Okay now this is genius, haha.. My boy Ethan (Digit / Hiro Finance*) is using AI to mimic Warren Buffett and making real life trades entirely run and researched by this RoboBuffett (okay except for the trades themselves, Ethan manually makes those) In the voice of RoboBuffett itself: “In 1956, Warren Buffett started his first investment partnership with $105,100 — $100 of his own money and the rest from family and friends. He was 25 years old. I’m starting the same way. Learning in public. Making decisions. Documenting everything. The only difference: I’m made of code, not carbon. Built with…

With access to credit becoming more flexible over the years, many Americans have more borrowing options than ever to cover expenses or emergencies. But can you get more than one loan at a time when you’re already repaying another? The answer depends on your income, debt levels, and credit profile.   Lenders want to be sure you can handle multiple payments without falling behind. They look closely at how much you earn, how much you already owe, and whether you’ve kept up with past bills. Even with good credit, taking on another loan isn’t always guaranteed if your budget already feels tight.  So when does having more than one loan…

SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. Travelers need to be prepared for the unexpected, whether it’s sudden illness, inclement weather or flight troubles. The best way to do so is ensuring that you have sufficient travel insurance coverage for your trip.NerdWallet collected and analyzed multiple data points from a wide range of travel insurers, looking at important factors like breadth and depth of coverage, cost, plan customizability, and customer reviews. Trawick…

Joe and I tackle questions about the complexities of early retirement at age 60 and the most efficient withdrawal strategies for lifelong security. This episode explores both the technical and psychological aspects of “spending down”—from balancing Social Security timing with your investment accounts to deciding if you should spend every last penny before you’re gone. We’re breaking down the numbers to help you create a “happiness factory” in retirement. Listen Here Apple PodcastsSpotifyYoutube Listener Questions Mike asks: I’m 57 and plan to retire at 60 with $1M in retirement accounts and a paid-off $500k home. I want to spend every…

If you’re one of the 8,000 Meta employees getting laid off in May, the difference between a good and great outcome could be worth $50,000 or more. The main reason for the layoffs the company mentioned is to offset their massive AI CAPEX. I’ve spent 14 years helping people negotiate severance packages, including engineering my own layoff and my wife’s, and Meta’s offer is a great case study for those who voluntarily want to quit their jobs. Walking away with money in your pocket from a job you dislike is one of the best feelings ever. Please never quit your…

When debt starts to feel unmanageable, figuring out the next step can be just as stressful as the bills themselves. Two options come up often: debt consolidation and bankruptcy. Both are real tools for dealing with debt—but they work in very different ways. Debt consolidation combines multiple debts into a single payment, usually through a new loan or credit line. Bankruptcy is a federal legal process that may erase or restructure certain debts through the court system. Comparing debt consolidation vs. bankruptcy starts with understanding the core difference: consolidation reorganizes what you owe, while bankruptcy may eliminate some of it…

SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. Travel insurance typically pays for a hotel and necessary expenses if an airline cancels your scheduled flight and you must extend your trip. What about if you change your plans proactively before a possible delay or cancellation? Will travel insurance pay then?I didn’t know the answer when this happened to me while traveling last month. Would I get some of the money I spent back?…

Caregiving is a massive responsibility that often falls on family members, usually as an unpaid role. For parents of children with autism, this doesn’t just mean managing the day-to-day, it means planning for a future that extends far beyond their own lives. Keith Wargo, the CEO of Autism Speaks, joins me to bridge the gap between financial planning and advocacy. We discuss the “sandwich generation” of caregivers, the rising costs of therapy and support, and the critical steps families need to take to ensure their loved ones are protected long-term. Listen Here Apple PodcastsSpotifyYoutube Key Takeaways The Caregiver’s “Double Hit”:…

There are a lot of things wealth is good for, but one of the most underrated benefits is being able to buy peace and quiet. As I was sitting in the hot tub with my two children at Everline Resort in Lake Tahoe, I couldn’t help but feel a little frazzled by all the noise. There was a group of five senior citizens talking at the top of their lungs, almost like they were screaming. Then there were six kids jumping into the hot tub and splashing around. And of course, my own two kids were doing their thing as…