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Do you want to learn how to start an Etsy printables shop from scratch? Are you wondering what you should actually do first – and if it’s still possible to make money selling printables today? Selling digital products like printables can be a great way to make extra income online. You don’t have to worry… Do you want to learn how to start an Etsy printables shop from scratch? Are you wondering what you should actually do first – and if it’s still possible to make money selling printables today? Selling digital products like printables can be a great way…

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Learning how to make a budget can feel confusing, especially if money is already tight. Many people think budgeting means cutting out everything enjoyable or tracking every dollar perfectly. In reality, a budget is simply a plan for how your money moves through your life.  A budget gives you a clearer picture of what’s coming in, what’s going out, and what needs attention first. That clarity can make everyday decisions feel less heavy, even when finances aren’t ideal.   When a budget reflects real life—not ideal spending—it becomes a tool you can actually use. And with the right approach, making a budget doesn’t have to be complicated or intimidating.  Budgeting Basics…

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The Fundrise venture capital product, VCX, listed on the NYSE on Thursday, March 19, 2026, to remarkable success. It had a NAV of about $19 a share, opened at around $42, briefly rocketed to $125, then closed the day at $76. That is roughly a 300% premium to NAV and far beyond what I thought it would trade at. On the second day of trading, shares closed at $117.7 for a 6X return. I had estimated a 30% chance it could trade at a 50%+ premium to NAV, a 50% chance it would trade at a 10% discount to 10%…

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What does ‘money is the root of all evil’ mean? “Money is the root of all evil.” We’ve all heard it. But is money itself to blame, or is it how we use it that truly matters? This age-old debate has shaped cultures, economies, and personal beliefs for centuries. The truth might surprise you. The actual quote comes from the New Testament of the Bible, specifically 1 Timothy 6:10, which states: “For the love of money is the root of all evil.” However, it’s important to note that the phrase “money is the root of all evil” is often misinterpreted…

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Should you reduce your retirement contributions to save for a house down payment faster? It’s a question that forces you to choose between two competing financial goals—and the answer isn’t as simple as picking one over the other. In this Q&A episode, Joe and I tackle three listener questions about financial trade-offs. Hannah and her spouse are federal employees in their mid-30s wondering if they should dial back their TSP contributions to accelerate saving for a $200,000 down payment—while keeping their current low-rate mortgage as a rental.  We also hear from Amelia, a part-time healthcare provider navigating 401(k) and IRA…

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Credit cards have a funny habit of sticking around, especially when you wish they wouldn’t. Even if you stop using the card and cut it up, your balance is still very much alive (and collecting interest).   If you’re done with your credit card and the debt that comes with it, it might be time to close it out. But what if you haven’t paid it off yet?   Can You Close a Credit Card With a Balance?  Yes, but closing the account won’t make your debt disappear. If only it were that easy!  When closing a credit card with a balance, you close the account to new purchases, but the…

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At the end of 2024, a relative asked me for financial help. She was planning to leave her expensive money management firm at Goldman Sachs Asset Management, where she was being charged close to 1.5% in fees and placed in a series of esoteric GS funds that charged another 1–2%. I’m not a fan of double-dipping, so I stepped in and offered to help manage her portfolios. She had four accounts total: a taxable brokerage account, two traditional IRAs, and a Roth IRA. Even though my plate was full managing over ten of my own family’s investment accounts, I knew I could help…

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SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. If you haven’t received a call warning you that your car’s warranty is about to expire and pressuring you to purchase an extended warranty, you’ve probably heard of someone who has.The extended car warranty industry is hard for customers to trust:Others push murky contracts with too-good-to-be-true pricing that might not do anything except take money out of your bank account every month.Then there’s the fake…

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Are you looking for an easy way to sell used books without listing them online? In this World of Books Review, I’m sharing what it was like to scan books around my home, see instant prices, and decide what was worth sending in. If you’re like me, you probably have way more books than you… Are you looking for an easy way to sell used books without listing them online? In this World of Books Review, I’m sharing what it was like to scan books around my home, see instant prices, and decide what was worth sending in. If you’re…

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