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I can’t count how many times I’ve heard someone, when talking about disability insurance, say, “I’m healthy, I don’t need it” or “My group policy is enough,” or, even, “My parents will take care of me.” Others assume disability is something that only happens to “other people”—until it isn’t. For high-income professionals, your ability to earn an income is your most valuable financial asset. Losing it, even for a short time, can derail everything you’ve worked so hard to build. In this article, we’ll break down the most common misconceptions about disability insurance and why falling for them could cost…
For years, JetBlue Airways flyers have asked the airline for lounges. Starting Dec. 18, 2025, its most loyal customers and premium transatlantic passengers will finally get their wish with a well-designed space with delightful surprises.The first location of JetBlue’s lounges, called BlueHouse, will be a two-story space in Terminal 5 of New York’s John F. Kennedy International Airport. Access will be limited to JetBlue’s top-tier Mosaic 4 elites, Mint business class passengers on transatlantic flights and holders of the airline’s most premium credit card.It’s a part of JetBlue’s push to expand its premium offerings for customers, who are increasingly willing…
Yesterday, the Federal Reserve cut the federal funds rate by 25 basis points at its December meeting. As with previous cuts in September and October, mortgage markets had been expecting this cut, and had largely priced it in. In other words: Don’t expect mortgage rates to plunge in response to the news.Today, the average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.14% APR, according to rates provided to NerdWallet by Zillow. This is just one basis point lower than yesterday but 14 basis points higher than a week ago. (See our chart below for more specifics.) A…
Yesterday, the Federal Reserve cut the federal funds rate by 25 basis points at its December meeting. As with previous cuts in September and October, mortgage markets had been expecting this cut, and had largely priced it in. In other words: Don’t expect mortgage rates to plunge in response to the news.Today, the average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.14% APR, according to rates provided to NerdWallet by Zillow. This is just one basis point lower than yesterday but 14 basis points higher than a week ago. (See our chart below for more specifics.) A…
Yesterday, the Federal Reserve cut the federal funds rate by 25 basis points at its December meeting. As with previous cuts in September and October, mortgage markets had been expecting this cut, and had largely priced it in. In other words: Don’t expect mortgage rates to plunge in response to the news.Today, the average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.14% APR, according to rates provided to NerdWallet by Zillow. This is just one basis point lower than yesterday but 14 basis points higher than a week ago. (See our chart below for more specifics.) A…
Yesterday, the Federal Reserve cut the federal funds rate by 25 basis points at its December meeting. As with previous cuts in September and October, mortgage markets had been expecting this cut, and had largely priced it in. In other words: Don’t expect mortgage rates to plunge in response to the news.Today, the average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.14% APR, according to rates provided to NerdWallet by Zillow. This is just one basis point lower than yesterday but 14 basis points higher than a week ago. (See our chart below for more specifics.) A…
Yesterday, the Federal Reserve cut the federal funds rate by 25 basis points at its December meeting. As with previous cuts in September and October, mortgage markets had been expecting this cut, and had largely priced it in. In other words: Don’t expect mortgage rates to plunge in response to the news.Today, the average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.14% APR, according to rates provided to NerdWallet by Zillow. This is just one basis point lower than yesterday but 14 basis points higher than a week ago. (See our chart below for more specifics.) A…
The one-year high-yield CD average dipped slightly while high-yield savings rates were unchanged from yesterday.The average high-yield savings APY is 3.84% (unchanged from yesterday).The average 1-year high-yield CD APY is 3.77% (-0.01 percentage point from yesterday).How high-yield averages are calculatedThe national average rates are 0.40% for savings accounts and 1.64% for one-year CDs.Banks can adjust deposit rates on savings accounts and CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you’re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD if you want to…
The one-year high-yield CD average dipped slightly while high-yield savings rates were unchanged from yesterday.The average high-yield savings APY is 3.84% (unchanged from yesterday).The average 1-year high-yield CD APY is 3.77% (-0.01 percentage point from yesterday).How high-yield averages are calculatedThe national average rates are 0.40% for savings accounts and 1.64% for one-year CDs.Banks can adjust deposit rates on savings accounts and CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you’re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD if you want to…
The one-year high-yield CD average dipped slightly while high-yield savings rates were unchanged from yesterday.The average high-yield savings APY is 3.84% (unchanged from yesterday).The average 1-year high-yield CD APY is 3.77% (-0.01 percentage point from yesterday).How high-yield averages are calculatedThe national average rates are 0.40% for savings accounts and 1.64% for one-year CDs.Banks can adjust deposit rates on savings accounts and CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you’re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD if you want to…
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